Roof Insurance Coverage and Claims
Step-By-Step Guide to Roof Insurance Coverage Claim (from the company that knows)
The company that insures your home uses some amazing software to itemize damage done by the elements. And Celtic uses the SAME SOFTWARE! Yes ladies and gentlemen, we work FOR YOU but we also work alongside the insurance adjuster to make sure your home is properly restored to its former glory. Not only do we share the same roof insurance coverage lingo, but we also play well with others and love working together to make your property perfect.
Before You File
Should You File A Claim?
That remains to be seen. If we take a look around and find that it would not behoove you to file a claim, we will let you know upfront. There is no reason to push a claim through when the damage is not sufficient enough to warrant it. If we do see a benefit to filing, we will tell you our findings and help walk you through the process. We can look at your roof insurance coverage and policy to tell you exactly what's covered, what your out-of-pocket will be, and assist you in choosing the best materials to protect your home or business.
After You File
Already Filed A Claim?
Let Celtic come and give you a free estimate for your roof insurance coverage. We would love to look at the Statement of Loss and let you know exactly what to expect from us during the re-roofing of your home or business.
How It Works
The Process of Filing a Claim
Here is the step-by-step process we recommend when you experience roof damage from hail, wind, or other weather events. We are here to guide you through every stage and make the claims process as smooth as possible.
01
Damage Occurs
Hail, wind, or physical damage has occurred to your home or business.
02
Free Inspection
Call Celtic to come out and do a free inspection to see if a claim should be filed.
03
Report Damage
If a claim is necessary, report damage to your insurance agent. An adjuster will schedule within 24 to 48 hours.
04
Document Damage
Walk around your home and note dents in gutters, fascia, metal around windows, broken flower pots, damage to lawn furniture, and roof granules on the ground.
05
Adjuster Visit
Be home for the adjuster's appointment. Celtic will also be there to assist in finding and documenting all damage.
06
Statement of Loss
The adjuster writes up the Statement of Loss, itemizing your losses and the estimated cost of repair.
07
Work Completed
Work is completed by the best family- and locally-owned, licensed and insured contractor in Colorado (that's us!).
08
Claim Closed
Your roof insurance coverage claim is closed out. Your home or business is once again ready to keep your family safe and secure.
What We Do
Explore Our Services
We can help protect you from the outside in.
Call today for a free inspection.
